The bank account for multinationals

Passbook is an everyday banking account with no foreign transaction fees, cash back on international transfers, and a beautiful Visa® debit card with your choice of flag.

Join for free
* even if you don't have an SSN

NEW Understand if you're eligible for coronavirus relief payments from the government →

“I have never seen anything like it. This sounds like it would make banking super simple.”

Alejandro P

No minimum balance fees

No overdraft fees

No maintenance fees

No fees*

*No, really. We don‘t charge fees.

“Having the flag on my card is amazing. The card design is also very attractive.”

Marc S

A Visa debit card you can be proud to use

Choose your flag. No foreign transaction fees. Use with Apple Pay® or Google Pay™.

“Sending money was already easy with Remitly and now you guys have taken this to another level!”

Vaibhav N

Send with Remitly, get cash back

Get $2 cash back when you send money with Remitly and use your Passbook Visa card.

Cash now has a home

Deposit cash to your Passbook account at any of over 90,000 retail stores like Walmart, Kmart, CVS Pharmacy, and Walgreens.

“Passbook does not exclude me just because I’m not from the United States.”

Moises R

No SSN? No problem.

You can use other types of documents, like a passport, to verify your identity when you sign up.

“I travel abroad to Mexico and Philippines since I have family there and this sounds like an answer to all my international banking problems.”

Christopher L

New product. Same mission.

Since 2011, Remitly has helped millions of immigrants send billions of dollars across borders reliably and affordably. Now we aim to make banking more accessible and affordable for immigrants.

Visit Remitly

Frequently Asked Questions

How can I join?

Follow the instructions in the Passbook app. Make sure to have your basic information and a method to verify your identity ready.

Is this legitimate?

We’re real. Passbook is a new service from Remitly, which has been around since 2011, is licensed to send money throughout the entire US, and has helped millions of people send billions of dollars internationally. We are partnered with Sunrise Banks in order to deliver the Passbook Visa® Debit Card.

What information do you ask for?

During sign up we'll ask for things like your phone number, birthdate, residential address, and Social Security Number. If you don't have an SSN, no worries. Have your passport, ITIN, or other official documentation ready so we can verify your identity.

Is this for immigrants only?

Passbook features and benefits are specifically designed for multi-nationals, but U.S. citizens can sign up if they want.

Does this affect my credit score?

Nope. We do not run a credit check to open an account and being an account holder does not help build credit. (We are researching ways to help you do that, though!)

Are there really no fees?

Really, no fees! We don't charge any of the usual banking fees for minimum balance, overdraft, maintenance, ATM withdrawal, transfers, service charges, card re-issues… etc.

We can't guarantee you won't be charged a fee from certain partners or retailers, but we don't charge fees.

How long does it take?

We are sending invitations to people on our waitlist as fast as we can. You shouldn't have to wait too long.

Signing up usually takes under 10 minutes. It may take longer depending on how quickly we can verify your identity.

It will take up to 10 business days for your Visa debit card to arrive after we’re able open your account.

How is this different than a prepaid card?

Passbook is a deposit banking (checking) account and is FDIC-insured. Plus, unlike some prepaid cards, the Passbook Visa debit card can be used everywhere Visa debit cards are accepted.

Can I use this outside the US?

Yes! You can use the Passbook debit card and app outside the US but the account itself is US-based and you must reside in the US to open an account.

Get the app

To join Passbook, enter your email address below. You'll get an email invitation with a link to download the app.

You're in!

Your email address is on the waitlist and you will get an email when we're ready for you to sign up.
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