The everyday spending account for multinationals.

Passbook is a new way to store, spend, and send money, designed specifically for immigrants living and working in the United States.

Join for free
* even if you don't have an SSN
Three Passbook Visa debit cards falling through the air

Goodbye fees.

You shouldn’t have to pay to spend. Instead of charging unfair and hidden fees, we earn a percent of the interchange merchants pay when you spend.

Swipe with pride.

With your choice of flag and preferred name, a quick-read number on the back, and tap-to-pay technology, the Passbook Visa® debit card is a card you can be proud to use.

Phone with different kinds of currency

Spending without borders.

Add funds with mobile check deposit, or deposit cash at U.S. retail stores. Spend internationally with no foreign transaction fees. Plus, get cash back on remittances.¹

Everything you need for everyday spending.

Get paid early

Get paid with direct deposits up to 2 days early.²

Deposit when & where you want

Fund your account with mobile check deposit, cash deposit, or bank account transfers. All with no minimum deposit requirements.

Send overseas, get rewarded

Get $2 cash back when you send money internationally using Remitly.¹

Gas & groceries, rentals & rooms

Use everywhere Visa debit cards are accepted, even for car rentals and hotels.

Cash when you need it

Get cash back with purchase at retail stores, or access any of over 2M ATMs worldwide.

Use with popular apps

Easily transfer money from apps like Venmo, Cash App, and even Zelle®.

Get help anytime, anywhere

Specialists are available outside banking hours via email or phone. (Hablamos Español.)

Contactless payments

Use tap-to-pay or your smartphone for purchases.

Built-in security

Your data and information stays protected with encryption and biometric access.

Frequently Asked Questions

What is Passbook?

Passbook is a money management app specifically designed to help immigrants in the United States store, spend, and send money.

The Passbook app is by Remitly, a financial technology company. Remitly is not a bank. Banking services are provided by Sunrise Banks N.A., Member FDIC.

What information do you ask for?

During sign up we'll ask for things like your phone number, birthdate, residential address, and Social Security Number. If you don't have an SSN, no worries! Have your passport or other official documentation ready so we can verify your identity.

Is this for immigrants only?

Passbook features and benefits are specifically designed for immigrants, but U.S. citizens can sign up if they want.

Does this affect my credit score?

No. We do not check your credit³ to open an account, and being an account holder does not help build credit. (We are researching ways to help you do that, though!)

Are there really no fees?

Really, no fees! We don't charge any of the usual fees for minimum balance, overdraft, maintenance, ATM withdrawal, transfers, service charges, card re-issues, etc.

We can't guarantee you won't be charged a fee from certain partners or retailers, but we don't charge fees.

How long does it take?

Signing up usually takes under 10 minutes. It may take longer depending on how quickly we can verify your identity.

Once your account is opened you'll be able to use your Visa debit card for online purchases almost immediately. It will take a week or two for the physical card to arrive.

Can I use this outside the US?

Yes! You can use the Passbook debit card and app outside the US but the account itself is US-based and you must reside in the US to open an account.

Get started.

To get a Passbook account, enter your email address below. You'll get an email invitation with a link to download the app.

You're in!

Your email address is on the waitlist and you will get an email when we're ready for you to sign up.
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